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Introduction
This Legal Policy governs your use of SmarkAfrica.com (the “Site”), operated by Smark Africa Ltd. (“we,” “us,” or “our”). By accessing or using the Site, you agree to comply with this policy in addition to our [Terms of Use] and [Privacy Policy].  

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Intellectual Property Rights 
•⁠  ⁠*Ownership:* All content on the Site (text, graphics, logos, software, trademarks) is owned by us or licensed partners and protected under intellectual property laws (e.g., copyright, trademark).  
•⁠  ⁠*Use Restrictions:* Unauthorized reproduction, distribution, modification, or commercial exploitation of Site content is strictly prohibited.  

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Compliance with Laws 
You agree to use the Site in compliance with all applicable local, national, and international laws, including but not limited to:  
•⁠  ⁠Data protection regulations (e.g., GDPR, Kenya’s Data Protection Act).  
•⁠  ⁠Consumer protection laws.  
•⁠  ⁠Anti-spam and electronic communication laws.  

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Disclaimers 
•⁠  ⁠*Accuracy of Information:* While we strive to provide accurate and up-to-date content, we do not guarantee the completeness, reliability, or suitability of information on the Site.  
•⁠  ⁠*Third-Party Content:* We are not responsible for content provided by third parties (e.g., user-generated content, external links).  
•⁠  ⁠*No Professional Advice:* Information on the Site does not constitute legal, financial, or professional advice. Consult a qualified expert for specific guidance.  

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Limitation of Liability
To the fullest extent permitted by law:  
•⁠  ⁠We are *not liable* for direct, indirect, incidental, or consequential damages (e.g., data loss, lost profits) arising from your use of the Site.  
•⁠  ⁠We disclaim liability for third-party actions, technical failures, or unauthorized access to your data.  

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Indemnification  
You agree to indemnify and hold us harmless from claims, losses, or expenses (including legal fees) resulting from:  
•⁠  ⁠Your breach of this Legal Policy or applicable laws.  
•⁠  ⁠Misuse of the Site or violation of third-party rights.  

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Dispute Resolution 
•⁠  ⁠*Governing Law:* This policy is governed by the laws of [Insert Jurisdiction, e.g., Kenya].  
•⁠  ⁠*Arbitration:* Disputes shall first be resolved through good-faith negotiation. If unresolved, disputes will be settled by binding arbitration in [Insert Jurisdiction], unless prohibited by law.  

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Amendments 
We reserve the right to update this Legal Policy at any time. Changes will be effective immediately upon posting on the Site. Continued use constitutes acceptance of revised terms.  

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Severability 
If any provision of this policy is deemed invalid or unenforceable, the remaining provisions remain in full effect.  

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Force Majeure
We are not liable for delays or failures in performance due to events beyond our reasonable control (e.g., natural disasters, war, cyberattacks).  

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Contact Us  
For questions or legal notices:  
Email:* [admin@smarkafrica.com]  
 
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